Invite a spouse
You and your spouse or partner can see each other's accounts, read-only, so you are both looking at the same numbers instead of one of you relaying them.
Sending the invitation
Tap the person icon in the bottom menu to open your profile, then Invite a Spouse under Accounts & Connections.
Tap Invite your spouse
The panel that opens explains what sharing does before you start.
Enter their email address
That is the only thing we ask for. We email them an invitation, they follow the link and create their own login, and the shared view appears on their dashboard.
Wait for them to accept
Until they do, they see none of your accounts. You are notified when they accept, and the same screen then shows who you are sharing with.
What sharing does and does not do
| They can | They cannot |
|---|---|
| See your accounts and their balances | Move money in or out |
| See holdings and allocation | Change your portfolio strategy |
| See your planning projections | Change beneficiaries or account settings |
Sharing is visibility, not authority. Your spouse signs in with their own credentials. Never share your password, and we will never ask you for it.
Planning as a household
Once you are sharing, the retirement projection can plan for both of you: turn on Include spouse and add their retirement age, current income, and past income. The projection then models the household rather than one person.
Stopping sharing
Open your profile, tap Invite a Spouse, then Stop sharing. It takes effect immediately, and they keep their own login for any accounts of their own.
Joint accounts
Shared visibility is not the same as a joint account, which both people own. If you want an account you both own, open a Joint account rather than sharing visibility of an individual one.
A joint account is opened by invitation:
You open the account and invite the co-owner
Enter their name and email address. They receive an email titled "Joint Account Invitation".
They verify their identity
The invitation asks them to confirm their identity and review the account agreements. If they do not already have an alooola login, they create one as part of this.
You sign the joint agreements
Once they finish, you are notified and prompted to review and sign the joint account agreements the next time you open the app. The account cannot open until you do.
Both owners have full rights over a joint account, including the ability to withdraw. That is what distinguishes it from the shared visibility described above.
Questions? Email support@alooola.com.