Open an account

If alooola sent you a temporary password

Your account has already been established, so please sign in rather than registering. Creating an account here results in a second, empty account with no connection to the assets we manage for you.

Signing in for the first time →

This page covers establishing an alooola account yourself. It takes about five minutes. You will need your phone, an email address, and your Social Security number, the same details any brokerage asks for.

Opening an account once you are signed in. 49 seconds, no sound.

Download the app

• App Store, iPhone
• Google Play, Android

Step by step

1. Create your login

   Enter your phone number and we text you a six-digit code. Confirm it, then choose an email address and a password. If someone referred you, there is a referral code field on the same screen.

2. Tell us what you do

   Pick your industry, your role, and your career stage. These answers shape the guidance you receive, so please answer accurately.

3. Check your 401(k)

   We look up whether your employer offers a plan we can connect. You can do this now or skip it and come back. See Connect your 401(k).

4. Open an investment account

   Choose Individual, Traditional IRA, or Roth IRA, then give us your name, date of birth, address, and employment status. We verify your identity with our clearing partner, Apex Clearing.

5. Answer a few questions

   A short set about your timeline, your experience, and how you would react to a drop in the market. We recommend an allocation from your answers. Accept it, or adjust it. You can change it any time afterwards.

6. Review the disclosures

   The advisory fee, what you are agreeing to, and the required documents, all presented before you confirm. Please review them.

7. Link a bank

   Connect a bank through Plaid so you can fund the account. Full walkthrough: Link a bank.

Which account should I open?

Account	Best for	Notes
Individual	General investing	No contribution limit, no withdrawal restrictions
Joint	Investing with a spouse or partner	Both people own it; opened by invitation
Traditional IRA	Retirement, tax-deferred	Contributions may be deductible; taxed on withdrawal
Roth IRA	Retirement, tax-free growth	Contributions are after-tax; income limits apply

If you are undecided, an Individual account is a reasonable starting point. A retirement account can be added later from the same profile, and you may hold both.

note

IRAs are subject to IRS contribution limits and withdrawal rules. We show the relevant limits in the app before you contribute.

After setup

Your account is open as soon as identity verification clears, usually immediately. Next:

1. Link a bank account so you can move money
2. Make your first deposit
3. Add your beneficiaries
4. Invite a spouse if you want them to see the account

If you encounter a problem

• The code never arrived. Check the number you entered, then tap resend. Carrier delivery can take a minute.
• Identity verification failed. Usually a mismatched address or a typo in the Social Security number. Please contact us and we will resolve it.
• You already have an account. Use Forgot password rather than signing up again.

For further assistance, email support@alooola.com or call 484-275-5525.